Sleep Number Minimum Credit Score (2024)

FAQs

What is the credit rating of Sleep Number? ›

Sleep Number Credit Card has a rating of 3.6/5 according to our proprietary credit card rating system.

Credit is extended by Synchrony Bank. ^ For New Accounts: Purchase APR is 29.99%. Minimum interest charge is $2.

Is CareCredit accepted at all Sleep Number locations? Yes, you may use your CareCredit credit card in-store at all Sleep Number locations across the United States.

No, you cannot use your Sleep Number Credit Card everywhere, as you can only use it for purchases at Sleep Number locations and their online stores. This is a store card, which means that it is not backed by any major credit card network and only works at affiliated locations.

Your score falls in the range of scores, from 800 to 850, that is considered Exceptional. Your FICO^® Score and is well above the average credit score.

Sleep Number has partnered with Synchrony Bank to bring you financing that lets you pay for your bed over time. If you've chosen to finance your Sleep Number^® bed, here's what you can expect in the weeks following your purchase. If you're thinking about financing, review our latest financing offers, and apply here.

Their mattresses are actually air beds that hook up to a hose and pump, so you can inflate or deflate the bed to your exact comfort level. Sleep Number gets its name because each user gets their own “Sleep Number” —a number between 1 and 100 that indicates how soft or hard you like your bed.

To qualify for the CareCredit credit card, you need a credit score of 640 or more, which is in the fair credit score range for FICO®. The medical credit card – CareCredit – is popular because they offer promotional financing that eliminates interest for a set amount of time.

What bank owns CareCredit? ›

today. CareCredit, from Synchrony, is one of the largest and most popular health, wellness and beauty credit cards in the nation, serving millions of families each year.

Yes, Medicare will pay for 80% of the cost of a Sleep Number bed as part of a beneficiary's Part B benefits, after the Part B deductible has been met.

Privacy Practices

We do not sell any of your Sleep Health Data or use it to target advertising. We do not share your personal information with third parties other than the limited circ*mstances described in our Privacy Policy.

Your bed doesn't need to be online to adjust your Sleep Number® setting or FlexFit™ base. However, getting your bed online is required if you want your bed to track your sleep or if you want to use Responsive Air® technology. You can pause sleep session tracking at any time by using the Privacy Mode feature.

Re: Best time of year to buy Sleep Number bed

There's always a sale. Some are slightly better than others.

Sleep Number's likelihood of distress is under 34% at this time. It has slight risk of undergoing some form of financial distress in the near future.

The company expects mattress industry demand to remain pressured in 2024. Against this backdrop, the company expects adjusted EBITDA of $125 million to $145 million in 2024, with net sales down mid-single digits versus prior year on a low-single digit demand decline.

The stock currently has a Zacks Rank #1 (Strong Buy), indicating that it could outperform the broader market in the near term.

Your SleepIQ score tells you how well you slept on a scale of 5-100. There is no “bad” score, so use this to monitor your progress. Over time you will learn what factors improve your score including your sleep session, biometrics, sleep goal, and circadian rhythm.